General Disclaimer Notice

Important notice

Please read this disclaimer carefully before using our services.

The information provided by telosilivia is intended for general guidance only and is not tailored to your individual circumstances.

All financial planning services offered through our subscription model are for informational and consultative purposes. We do not provide investment, legal, or tax advice. Past performance does not guarantee future results. Results may vary.

General information

The content, reports, and recommendations provided through our service reflect general opinions and analysis based on client input and market observations. They should not be construed as personal investment, legal, or tax advice. Always consult an appropriately qualified professional before acting on any information provided.

Limitation of Liability

Our liability is limited to the maximum extent permitted by Australian law and applies to all services offered through our subscription model.

We are not responsible for any direct or indirect loss resulting from reliance on our reports or consultations.
We do not control external websites linked on this site and are not liable for their content or privacy practices.
We do not accept liability for actions taken or not taken based on our general recommendations.
Our service is not a substitute for independent legal, financial, or tax advice.

Information accuracy

We strive to provide accurate, up-to-date information, but cannot guarantee the completeness or reliability of all content. Our recommendations are based on current data and may change as circumstances evolve.

Information may be updated or corrected at any time without notice.

Not Personal Advice

All advice, analysis, and reports are general in nature and do not consider your specific needs. You should seek independent advice before making any financial decisions.

External websites

Links to third-party sites are provided for convenience only. We do not monitor or endorse external content and are not responsible for their accuracy or privacy standards.

Results and performance disclaimer

Results may vary between clients. Past performance does not guarantee future outcomes or similar results for all users.

Expectations and outcomes

Individual results depend on personal circumstances, decision-making, and external factors beyond our control.

Financial Service Disclosure

We provide general consultative planning services only. No investment, legal, or tax advice is provided through this website or our subscription service.

No guarantee is made regarding financial results or outcomes from using our service.
Fees are clearly disclosed, with no commissions or referral fees collected.
Service complies with the Australian Financial Services regulatory framework.

Australian jurisdiction

Our services are delivered under Australian law and comply with all relevant local regulations.

Use of this site and our services is governed by the laws of Australia. Disputes will be subject to the jurisdiction of Australian courts.

The laws of Australia apply to all agreements and communications with our service.

We operate in accordance with the Privacy Act and other applicable regulations.

Indemnification

By using our service, you agree to indemnify telosilivia and its representatives from any claims or damages resulting from your use of the site or reliance on its content.

Severability

If any provision of this disclaimer is found to be invalid or unenforceable, the remaining terms remain in effect.

Modifications

This disclaimer may be updated at any time. Changes take effect when posted on this page.

Contact us

For questions about this disclaimer or our services, please contact us using the details below.

Email address: content@telosilivia.com

Phone: +61.8.4536.2875

Address: 66 Clarence Street, Sydney, NSW 2000 Australia

Effective date: September 8, 2025

Last updated: September 8, 2025